Subscription & Refund Policy

Subscription & Refund Policy

Effective Date: July 3, 2025

This Policy governs the purchase, use, cancellation, and refund of subscription plans and Story Points (SP) on the Storychat platform operated by PowerFan Inc. (“Storychat,” “we,” “our,” or “us”).


1. Subscription Plans

Storychat offers tiered plans—currently Silver and Gold—that unlock premium features (e.g., advanced AI models, longer memory, faster response, additional customization tools).

Plan
Durations Offered
Renewal
Key Benefits (examples)

Silver

30 days (auto-renew)

Auto-renew

More memory, priority queue

Gold

• 1-day Pass (non-renew)

• 7-day Pass (non-renew)

• 30-day (auto-renew)

See duration

All models unlocked, fastest speed, HD images

We may add, remove, or modify plans or durations at any time.


2. Billing & Renewal

  1. Up-front charge – All fees are billed immediately at purchase.

  2. Auto-renewing plans (e.g., 30-day Silver or Gold) renew at the start of each billing period, charging your saved payment method.

  3. Non-renewing passes (1-day/7-day Gold) do not auto-renew.

  4. You must keep a valid payment method on file. Failed renewals may suspend or downgrade access.


3. Plan Upgrades, Downgrades & Temporary Gold Passes

3.1 Standard Upgrades (e.g., Silver → Gold 30-day)

  • Remaining Silver value is automatically credited pro-rata toward Gold.

  • Gold benefits begin immediately.

3.2 Standard Downgrades (e.g., Gold 30-day → Silver)

  • Downgrades take effect at the next billing cycle; you keep Gold benefits until then.

3.3 Temporary Gold Passes (1-day / 7-day)

  • Purchasing a Gold Pass while on an active Silver plan instantly upgrades your account to Gold for the Pass duration.

  • When the Pass expires, your account reverts to Silver and your Silver renewal date is extended by exactly the number of days the Gold Pass was active.

  • Example – Silver renews on July 5. You buy a 1-day Gold Pass on July 1:

    • July 1 – 2: Gold benefits active

    • July 2: Account reverts to Silver

    • New Silver renewal date: July 6

  • 1-day and 7-day Gold Passes never auto-renew. (The 30-day Gold subscription follows the standard auto-renew rules in §2.)

Important: Extension credits applied to your Silver plan are not cash-refundable or transferable.


4. Cancellation

  • You may cancel any time in the app settings.

  • Cancellation stops future renewals but does not refund the current period.

  • Premium access remains until the end of the already-paid term (including any Silver extension from §3.3).


5. Refunds

Eligible for Refund
Not Eligible for Refund

Duplicate charges or confirmed technical errors caused by Storychat

Unused subscription time

Partial or limited use of features

Accidental purchases

In-app errors caused by user actions

Unused/expired promotional offers

Silver-plan extension credits (§3.3)

Refunds (or service credits) for eligible cases are issued at Storychat’s discretion and only as required by applicable law.


6. Story Points (SP)

  • Non-refundable, non-transferable virtual currency.

  • Deducted immediately upon use and cannot be restored.

  • SPs never expire unless a promotion states otherwise; promotional SPs may carry restrictions or expiry dates.

  • Always confirm SP balance and feature cost before use.


7. Modifications

We may update this Policy at any time. Material changes will be announced via the app, website, or email. Continued use of paid features after the effective date constitutes acceptance of the revised Policy.


8. Contact

PowerFan Inc. d/b/a Storychat

Attn: Billing Team

2605 S Decatur Blvd Ste 123, #555

Las Vegas, Nevada 89102, United States

✉️ support@storychat.app

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